UCO Bank is a government-owned bank in India, started in 1943 by Ghanshyam Das Birla in Kolkata. It helps people keep their money safe and provides services like savings accounts, fixed deposits, and loans for farmers, businesses, and students. The bank also offers ATMs and online banking for easy transactions. Since it is owned by the Government of India, it is very trustworthy. UCO Bank has over 3,000 branches across India, including villages and cities. UCO Bank also supports small businesses and farmers with special loan schemes. With both offline and online services, UCO Bank makes banking easy for everyone.
UCO Bank Share Price Target (2025-2030)
| Year | Share Price Target (₹) |
|---|---|
| 2025 | ₹45.32 – ₹55.78 |
| 2026 | ₹60.15 – ₹67.92 |
| 2028 | ₹70.48 – ₹78.63 |
| 2029 | ₹85.74 – ₹94.29 |
| 2030 | ₹105.36 – ₹114.82 |
UCO Bank Share Price Target 2025: ₹45.32 – ₹55.78
By 2025, UCO bank’s business is expected to grow, and more people may invest in it. Because of this, the UCO Bank Share Price Target 2025 could be between ₹45.32 and ₹55.78.
UCO Bank Share Price Target 2026: ₹60.15 – ₹67.92
By 2026, UCO bank may make more profit, and its services may improve. So, the UCO Bank Share Price Target 2026 may reach ₹60.15 to ₹67.92.
UCO Bank Share Price Target 2028: ₹70.48 – ₹78.63
If UCO Bank continues to do well, the UCO Bank Share Price Target 2028 could go up to ₹70.48 to ₹78.63. More investors might trust the bank and buy its shares.
UCO Bank Share Price Target 2029: ₹85.74 – ₹94.29
By 2029, the Indian banking system might become stronger, and UCO Bank could benefit. The UCO Bank Share Price Target 2029 may increase to ₹85.74 to ₹94.29.
UCO Bank Share Price Target 2030: ₹105.36 – ₹114.82
If everything goes well, by 2030, UCO Bank’s share price might go up to ₹105.36 to ₹114.82. This could happen if the bank earns more profit and more people invest in it.
UCO Bank Fundamentals
| Metric | Value |
|---|---|
| Market Cap | ₹43,340 Cr |
| P/E Ratio (TTM) | 18.49 |
| P/B Ratio | 1.70 |
| Industry P/E | 12.00 |
| Debt to Equity | NA |
| ROE (Return on Equity) | 9.18% |
| EPS (TTM) | 1.96 |
| Dividend Yield | 0.77% |
| Book Value | 21.33 |
| Face Value | 10 |
UCO Bank Income Statement (Dec 2024)
| Particulars | Dec ‘2024 |
|---|---|
| Revenue | ₹7,406 Cr |
| Expenses | ₹6,410 Cr |
| EBITDA | ₹996.18 Cr |
| EBIT | ₹996.18 Cr |
| Profit Before Tax | ₹996.18 Cr |
| Net Profit | ₹638.83 Cr |
Financial Ratios (Dec 2024)
| Ratio | Dec ‘2024 |
|---|---|
| Operating Profit Margin | 77.79% |
| Net Profit Margin | 10.27% |
| Earnings Per Share (Diluted) | ₹0.53 |
| Dividends Per Share | ₹0.00 |
Read More: ESAF Share Price Target
UCO Bank Balance Sheet (2024)
| Particulars | 2024 |
|---|---|
| Total Assets | ₹3,23,548 Cr |
| Current Assets | ₹31,237 Cr |
| Non-Current Assets | ₹3,23,548 Cr |
| Total Liabilities | ₹2,96,335 Cr |
| Current Liabilities | ₹2,69,779 Cr |
| Non-Current Liabilities | ₹26,555 Cr |
| Total Equity | ₹27,214 Cr |
| Common Stock | ₹11,956 Cr |
| Preferred Stock | ₹0.00 |
| Other Equity Total | ₹15,258 Cr |
| Total Common Shares Outstanding | ₹1,196 Cr |
| Debt to Equity Ratio | 0.00 |
| Book Value | ₹20.25 |
UCO Bank Shareholding Pattern (Dec 2024)
| Category | Holding (%) |
|---|---|
| Promoters | 95.39% |
| Retail and Others | 3.25% |
| Other Domestic Institutions | 1.25% |
| Mutual Funds | 0.09% |
| Foreign Institutions | 0.02% |
Conclusion
UCO Bank is a trusted public sector bank that has been growing steadily. Its share price is expected to rise in the coming years, making it an interesting option for long-term investors. However, stock prices depend on market conditions, RBI policies, and global economic trends.
FAQ
Is UCO Bank a government bank?
Yes, UCO Bank is a government-owned bank under the Ministry of Finance, Government of India.
Does UCO Bank have mobile banking?
Yes, UCO Bank provides mobile banking services through its UCO mBanking app, allowing customers to check balances, transfer funds, and pay bills.
Is UCO Bank a dividend-paying stock?
Yes.
Is UCO Bank stock undervalued or overvalued?
UCO Bank’s P/E ratio (18.49) and P/B ratio (1.70) suggest that it is fairly valued, but further analysis is needed based on future earnings and industry performance.
