Punjab & Sind Bank is a government-owned bank in India, known for its trust and reliability. It was founded on 24 June 1908 in Amritsar, Punjab, by Bhai Vir Singh, Sir Sunder Singh Majitha, and Sardar Tarlochan Singh. The bank was established to support farmers, small businesses, and weaker sections of society, making banking services accessible to everyone.
Punjab & Sind Bank headquarters in New Delhi, Punjab & Sind Bank has more than 1,500 branches across India. the bank offers various banking services, including savings accounts, loans, fixed deposits, and online banking.
Over 100 years, Punjab & Sind Bank has been serving the people of India with honesty and dedication. It continues to provide reliable banking services to individuals, businesses, and rural communities, helping them achieve financial stability and growth.
Punjab & Sind Bank Share Price Target (2025-2030)
| Year | Expected Price Range (₹) |
|---|---|
| 2025 | ₹50.25 – ₹60.75 |
| 2026 | ₹62.10 – ₹70.85 |
| 2027 | ₹75.40 – ₹84.95 |
| 2028 | ₹90.30 – ₹105.65 |
| 2029 | ₹110.50 – ₹122.80 |
| 2030 | ₹135.15 – ₹150.90 |
Punjab & Sind Bank Share Price Target 2025
- Expected Range: ₹50.25 – ₹60.75
- With improving financial performance and stable asset quality, the stock may see moderate growth in 2025.
Punjab & Sind Bank Share Price Target 2026
- Expected Range: ₹62.10 – ₹70.85
- Expansion in banking services, digital transformation, and government initiatives could drive the share price upward.
Punjab & Sind Bank Share Price Target 2027
- Expected Range: ₹75.40 – ₹84.95
- Increasing profitability, a better loan book, and higher investor confidence might push the stock towards ₹85.
Punjab & Sind Bank Share Price Target 2028
- Expected Range: ₹90.30 – ₹105.65
- A strong balance sheet and possible dividend growth may attract more institutional investments, boosting share prices.
Punjab & Sind Bank Share Price Target 2029
- Expected Range: ₹110.50 – ₹122.80
- If the bank continues its financial improvements, it could break past the ₹120 mark by 2029.
Punjab & Sind Bank Share Price Target 2030
- Expected Range: ₹135.15 – ₹150.90
- Long-term growth potential, increased earnings per share (EPS), and a strong customer base might push the stock towards ₹150.
Punjab & Sind Bank Fundamental
| Metric | Value |
|---|---|
| Market Cap | ₹27,213 Cr |
| P/E Ratio (TTM) | 32.38 |
| P/B Ratio | 2.54 |
| Industry P/E | 12.85 |
| Debt to Equity | NA |
| Return on Equity (ROE) | 7.86% |
| Earnings Per Share (EPS) (TTM) | 1.24 |
| Dividend Yield | 0.50% |
| Book Value | 15.81 |
| Face Value | 10 |
Punjab & Sind Bank Financials (Dec 2024)
| Particulars | Dec ‘2024 |
|---|---|
| Revenue | ₹3,269 Cr |
| Expenses | ₹2,895 Cr |
| EBITDA | ₹374.65 Cr |
| EBIT | ₹374.65 Cr |
| Profit Before Tax | ₹374.65 Cr |
| Net Profit | ₹281.96 Cr |
Financial Ratios (Dec 2024)
| Ratio | Value |
|---|---|
| Operating Profit Margin | 80.75% |
| Net Profit Margin | 9.62% |
| Earnings Per Share (Diluted) | 0.42 |
| Dividends Per Share | 0.00 |
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Punjab & Sind Bank Balance Sheet (2024)
| Particulars | Dec 2024 |
|---|---|
| Total Assets | ₹1,47,657 Cr |
| Current Assets | ₹8,884 Cr |
| Non-Current Assets | ₹1,47,657 Cr |
| Total Liabilities | ₹1,32,123 Cr |
| Current Liabilities | ₹1,19,410 Cr |
| Non-Current Liabilities | ₹12,714 Cr |
| Total Equity | ₹15,533 Cr |
| Common Stock | ₹6,778 Cr |
| Other Equity | ₹8,756 Cr |
| Total Common Shares Outstanding | 677.78 Cr |
| Debt to Equity Ratio | 0.00 |
| Book Value | ₹21.34 |
Punjab & Sind Bank Shareholding Pattern (Dec 2024)
| Shareholder Category | Holding Percentage |
|---|---|
| Promoters | 98.25% |
| Retail & Others | 1.10% |
| Other Domestic Institutions | 0.62% |
| Mutual Funds | 0.03% |
Conclusion
Punjab & Sind Bank has a strong foundation, being a government-owned bank with over a century of experience in the Indian banking sector. With steady financial growth, improving profitability, and digital transformation, the bank is well-positioned for future expansion.
The Punjab & Sind Bank Share Price Target (2025-2030) indicates a positive growth trend, with the stock expected to gradually rise from ₹50.25 – ₹60.75 in 2025 to ₹135.15 – ₹150.90 by 2030. This growth is supported by better financial management, an expanding loan book, and increasing investor confidence.
FAQ
Punjab & Sind Bank pay dividends?
Currently, no dividends are being paid as per the latest reports.
Is Punjab & Sind Bank a part of any government schemes?
Yes, it participates in schemes like Pradhan Mantri Jan Dhan Yojana (PMJDY), Mudra Loans, and various MSME financing programs.
How can I buy Punjab & Sind Bank shares?
Can Punjab & Sind Bank stock be a multibagger?
If the bank improves profitability, reduces NPAs, and expands digital services, it could become a multibagger stock in the future.
