Kotak Mahindra Bank is a trusted private bank in India that helps people save, invest, and borrow money easily. It was started in 2003 and has grown into one of the biggest banks in the country, with branches and ATMs in many cities.
Kotak Mahindra Bank provides savings and current accounts, fixed deposits to grow money, and loans for homes, cars, businesses, and education. It also offers credit cards, insurance, and investment options to help customers manage their finances better.
Kotak Mahindra Bank Share Price Target (2025-2030)
| Year | Target Price Range (₹) |
|---|---|
| 2025 | ₹1,900 – ₹2,100 |
| 2026 | ₹2,150 – ₹2,350 |
| 2027 | ₹2,400 – ₹2,650 |
| 2028 | ₹2,750 – ₹2,900 |
| 2029 | ₹2,950 – ₹3,300 |
| 2030 | ₹3,500 – ₹3,650 |
Kotak Mahindra Bank Share Price Target Explained
Kotak Mahindra Bank Share Price Target 2025
By 2025, the Kotak Mahindra Bank Share Price Target is expected to be ₹1,900 – ₹2,100. The bank’s strong financial performance, digital banking growth, and expanding loan portfolio will drive stock movement.
Kotak Mahindra Bank Share Price Target 2026
In 2026, the share price could reach ₹2,150 – ₹2,350. The bank is focusing on wealth management, fintech services, and corporate lending, which may increase its profitability.
Kotak Mahindra Bank Share Price Target 2027
For 2027, the stock is projected to be ₹2,400 – ₹2,650. Increased foreign investment (32.48%) and strong retail banking services will help the stock perform well.
Kotak Mahindra Bank Share Price Target 2028
By 2028, the Kotak Mahindra Bank Share Price Target is ₹2,750 – ₹2,900. With rising credit demand and digital banking innovations, the company will likely continue its upward growth.
Kotak Mahindra Bank Share Price Target 2029
In 2029, the price may rise to ₹2,950 – ₹3,300. The bank’s investment in digital finance, strong financial health, and growing customer base will play a key role in its growth.
Kotak Mahindra Bank Share Price Target 2030
By 2030, the stock is expected to be ₹3,500 – ₹3,650. If Kotak Mahindra Bank maintains strong growth, expands globally, and strengthens its fintech services, it may reach this target.
Kotak Mahindra Bank – Fundamental Analysis
| Metric | Value |
|---|---|
| Market Cap | ₹3,94,623 Cr |
| P/E Ratio (TTM) | 17.52 |
| P/B Ratio | 2.68 |
| Industry P/E | 11.94 |
| Debt to Equity | NA |
| ROE (Return on Equity) | 13.36% |
| EPS (TTM) | 113.32 |
| Dividend Yield | 0.10% |
| Book Value | ₹740.43 |
| Face Value | ₹5 |
Kotak Mahindra Bank – Income Statement (Dec 2024)
| Particulars | Dec ‘2024 |
|---|---|
| Revenue | ₹16,050 Cr |
| Expenses | ₹11,663 Cr |
| EBITDA | ₹4,387 Cr |
| EBIT | ₹4,387 Cr |
| Profit Before Tax | ₹4,387 Cr |
| Net Profit | ₹3,305 Cr |
Financial Ratios (Dec 2024)
| Metric | Dec ‘2024 |
|---|---|
| Operating Profit Margin | 79.08% |
| Net Profit Margin | 24.61% |
| Earnings Per Share (Diluted) | ₹16.62 |
| Dividends Per Share | ₹0.00 |
Read More: ICICI Bank Share Price Target
Kotak Mahindra Bank – Balance Sheet (2024)
| Particulars | 2024 |
|---|---|
| Total Assets | ₹7,67,667 Cr |
| Current Assets | ₹71,695 Cr |
| Non-Current Assets | ₹7,67,667 Cr |
| Total Liabilities | ₹6,37,695 Cr |
| Current Liabilities | ₹4,48,150 Cr |
| Non-Current Liabilities | ₹1,89,545 Cr |
| Total Equity | ₹1,29,972 Cr |
| Common Stock | ₹993.96 Cr |
| Preferred Stock | ₹0.00 Cr |
| Other Equity Total | ₹1,28,978 Cr |
| Total Common Shares Outstanding | ₹198.79 Cr |
| Debt to Equity Ratio | 0.00 |
| Book Value | ₹653.41 |
Kotak Mahindra Bank – Shareholding Pattern (Dec 2024)
| Category | Holding (%) |
|---|---|
| Foreign Institutions | 32.48% |
| Promoters | 25.89% |
| Mutual Funds | 17.44% |
| Retail & Others | 12.85% |
| Other Domestic Institutions | 11.34% |
Conclusion
Kotak Mahindra Bank is a strong and trusted private bank in India, known for its steady financial growth, digital banking services, and diverse financial products. With rising foreign investment (32.48%) and a strong balance sheet, the bank is expected to grow steadily in the coming years.
The Kotak Mahindra Bank Share Price Target suggests that the stock could reach ₹3,650 by 2030, driven by expanding digital services, increasing loan demand, and strong investor confidence. However, investors should stay updated on market trends and financial performance before making investment decisions.
FAQ
What is Kotak 811, and why is it popular?
Kotak 811 is a zero-balance digital savings account that offers paperless account opening, free virtual debit cards, and high-interest rates. It is popular among young users and digital-savvy customers.
What is the SWIFT code for Kotak Mahindra Bank?
The general SWIFT code for international transactions is KKBKINBB, but specific branches may have different codes.
How secure is Kotak Mahindra Bank for online banking?
Kotak Mahindra Bank uses advanced security measures like multi-factor authentication, biometric login, and end-to-end encryption to ensure safe online transactions.
Does Kotak Mahindra Bank pay dividends?
Yes.
