ICICI Bank Ltd, is one of India’s biggest and most popular banks. It helps people keep their money safe, gives loans, and allows them to make payments easily.
ICICI Bank was started in 1994 and has many branches and ATMs all over India. It also works in other countries like the USA, UK, and Canada. People can use its services through mobile apps and websites without visiting a branch.
ICICI Bank offers different types of accounts, like savings accounts for keeping money, current accounts for businesses, and fixed deposits to earn extra interest. It also provides loans for homes, cars, and studies.
ICICI Bank Share Price Target (2025-2030)
| Year | Target Price Range (₹) |
|---|---|
| 2025 | ₹1,250 – ₹1,380 |
| 2026 | ₹1,400 – ₹1,540 |
| 2027 | ₹1,550 – ₹1,700 |
| 2028 | ₹1,750 – ₹1,850 |
| 2029 | ₹1,900 – ₹2,100 |
| 2030 | ₹2,150 – ₹2,300 |
ICICI Bank Share Price Target 2025
In 2025, the ICICI Bank Share Price Target is expected to be ₹1,250 – ₹1,380. The bank is growing steadily with strong profits and more digital banking services, which may help its stock price rise.
ICICI Bank Share Price Target 2026
By 2026, the stock could reach ₹1,400 – ₹1,540. With more people using loans and online banking, ICICI Bank is likely to earn higher profits, leading to a price increase.
ICICI Bank Share Price Target 2027
In 2027, the share price is estimated to be between ₹1,550 – ₹1,700. The bank’s expansion in India and other countries will help it grow stronger and attract more investors.
ICICI Bank Share Price Target 2028
By 2028, the ICICI Bank Share Price Target is ₹1,750 – ₹1,850. The bank is investing in new technology and digital banking, making it easier for customers to use its services.
ICICI Bank Share Price Target 2029
In 2029, the price may rise to ₹1,900 – ₹2,100. As India’s economy grows, more people will take loans and use banking services, which can increase ICICI Bank’s earnings.
ICICI Bank Share Price Target 2030
By 2030, the stock could reach ₹2,150 – ₹2,300. If ICICI Bank continues to perform well, expand its digital services, and grow its customer base, the share price may cross ₹2,300.
ICICI Bank – Fundamental
| Metric | Value |
|---|---|
| Market Cap | ₹8,83,202 Cr |
| P/E Ratio (TTM) | 17.95 |
| P/B Ratio | 3.07 |
| Industry P/E | 11.94 |
| Debt to Equity | NA |
| ROE (Return on Equity) | 17.10% |
| EPS (TTM) | 69.64 |
| Dividend Yield | 0.80% |
| Book Value | ₹407.37 |
| Face Value | ₹2 |
ICICI Bank – Income Statement (Dec 2024)
| Particulars | Dec ‘2024 |
|---|---|
| Revenue | ₹48,368 Cr |
| Expenses | ₹32,708 Cr |
| EBITDA | ₹15,660 Cr |
| EBIT | ₹15,660 Cr |
| Profit Before Tax | ₹15,660 Cr |
| Net Profit | ₹11,792 Cr |
Financial Ratios (Dec 2024)
| Metric | Dec ‘2024 |
|---|---|
| Operating Profit Margin | 88.59% |
| Net Profit Margin | 28.55% |
| Earnings Per Share (Diluted) | ₹16.45 |
| Dividends Per Share | ₹0.00 |
Read More: HDFC Bank Share Price Target
ICICI Bank – Balance Sheet (2024)
| Particulars | 2024 |
|---|---|
| Total Assets | ₹23,64,063 Cr |
| Current Assets | ₹2,13,127 Cr |
| Non-Current Assets | ₹23,64,063 Cr |
| Total Liabilities | ₹20,94,031 Cr |
| Current Liabilities | ₹15,24,612 Cr |
| Non-Current Liabilities | ₹5,69,418 Cr |
| Total Equity | ₹2,70,032 Cr |
| Common Stock | ₹1,405 Cr |
| Preferred Stock | ₹0.00 Cr |
| Other Equity Total | ₹2,54,739 Cr |
| Total Common Shares Outstanding | ₹702.23 Cr |
| Debt to Equity Ratio | 0.00 |
| Book Value | ₹360.27 |
ICICI Bank – Shareholding Pattern (Dec 2024)
| Category | Holding (%) |
|---|---|
| Foreign Institutions | 45.69% |
| Mutual Funds | 29.52% |
| Other Domestic Institutions | 15.43% |
| Retail & Others | 9.36% |
Conclusion
ICICI Bank is one of India’s strongest and most trusted banks, with a steady growth rate in both profits and digital banking services. The ICICI Bank Share Price Target suggests a positive future, with the stock potentially crossing ₹2,300 by 2030.
With strong financials, growing customer base, and digital expansion, ICICI Bank is well-positioned for long-term growth. However, investors should keep an eye on market trends and economic conditions before investing.
FAQ
Does ICICI Bank provide zero balance accounts?
Yes, ICICI Bank offers zero balance savings accounts under the Jan Dhan Yojana and basic savings schemes. However, most regular savings accounts require a minimum balance.
Does ICICI Bank pay dividends to shareholders?
Yes.
Is ICICI Bank good for long-term investment?
ICICI Bank has strong financials, high foreign investment (45.69%), and growing digital banking services, making it a good long-term investment option. However, stock prices can fluctuate, so research and monitoring are important.
Can I get an instant loan from ICICI Bank?
ICICI Bank offers pre-approved instant loans for eligible customers through net banking and mobile banking, including personal loans and credit card loans.
