Indian Railway Finance Corporation (IRFC) is a company that helps Indian Railways get money for new trains, tracks, and railway projects. It was started in 1986 and works by borrowing money from banks, investors, and markets. Then, it gives this money to Indian Railways, which uses it to buy trains, coaches, and improve railway stations.
IRFC raises funds by issuing bonds and taking loans, making it easier for Indian Railways to grow without depending too much on the government. Since it is owned by the government, it has a low-risk system and helps in modernizing the railway network, making train travel better for everyone.
IRFC Share Price Target (2025-2030)
| Year | Expected Price Range (₹) |
|---|---|
| 2025 | ₹114.25 – ₹160.75 |
| 2026 | ₹170.50 – ₹200.90 |
| 2027 | ₹200.30 – ₹250.65 |
| 2028 | ₹260.15 – ₹300.80 |
| 2029 | ₹300.45 – ₹410.95 |
| 2030 | ₹400.20 – ₹500.60 |
IRFC Share Price Target | Future Growth & Predictions (2025-2030)
IRFC Share Price Target 2025
The stock is expected to trade between ₹114.25 – ₹160.75. Growth in railway infrastructure and strong financial results will drive investor confidence.
IRFC Share Price Target 2026
Expected to reach ₹170.50 – ₹200.90, supported by new government projects and rising institutional investments.
IRFC Share Price Target 2027
Forecasted between ₹200.30 – ₹250.65 as IRFC strengthens its role in railway financing, leading to higher earnings.
IRFC Share Price Target 2028
Could rise to ₹260.15 – ₹300.80, backed by bullet trains, freight corridors, and growing retail investor interest.
IRFC Share Price Target 2029
Projected at ₹300.45 – ₹410.95, benefiting from large-scale railway modernization and better financial stability.
IRFC Share Price Target 2030
Expected between ₹400.20 – ₹500.60, as IRFC becomes a key player in railway funding, ensuring long-term growth.
Indian Railway Finance Corporation (IRFC) – Key Financial Data
| Category | Value |
|---|---|
| Market Cap | ₹1,45,256 Cr |
| P/E Ratio (TTM) | 22.23 |
| P/B Ratio | 2.79 |
| Industry P/E | 23.08 |
| Debt to Equity | 7.81 |
| ROE (Return on Equity) | 12.56% |
| EPS (TTM) | 5.00 |
| Dividend Yield | 1.35% |
| Book Value | 39.83 |
| Face Value | 10 |
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Indian Railway Finance Corporation (IRFC) – Income Statement (Dec ‘2024)
| Particulars | Dec ‘2024 (₹ Crore) |
|---|---|
| Revenue | 6,766 |
| Expenses | 5,136 |
| EBITDA | 1.34 |
| EBIT | 6,726 |
| Profit Before Tax | 1,631 |
| Net Profit | 1,631 |
Financial Ratios (Dec ‘2024)
| Ratio | Dec ‘2024 |
|---|---|
| Operating Profit Margin | 99.46% |
| Net Profit Margin | 24.11% |
| Earnings Per Share (Diluted) | 1.25 |
| Dividends Per Share | 0.00 |
Indian Railway Finance Corporation (IRFC) – Balance Sheet (2024)
| Particulars | 2024 (₹ Crore) |
|---|---|
| Total Assets | 4,85,082 |
| Current Assets | 4,80,058 |
| Non-Current Assets | 5,024 |
| Total Liabilities | 4,35,904 |
| Current Liabilities | 1,46,585 |
| Non-Current Liabilities | 2,89,319 |
| Total Equity | 49,179 |
| Common Stock | 13,069 |
| Preferred Stock | 0.00 |
| Other Equity | 36,110 |
| Total Shares Outstanding | 1,307 |
| Debt to Equity Ratio | 37.63 |
| Book Value | 37.63 |
Indian Railway Finance Corporation (IRFC) – Shareholding Pattern (Dec 2024)
| Category | Shareholding (%) |
|---|---|
| Promoters | 86.36% |
| Retail & Others | 11.39% |
| Foreign Institutions | 1.01% |
| Other Domestic Institutions | 1.00% |
| Mutual Funds | 0.24% |
Conclusion
IRFC helps Indian Railways get money to build new trains and tracks. Because of this, its stock price is expected to grow in the coming years. With strong financial support from the government and big railway projects, IRFC could be a good investment for the future. As Indian Railways grows, IRFC will also grow, making it a smart choice for investors who want steady returns.
FAQ
Is IRFC a good investment?
Yes, IRFC is considered a good investment because it is backed by the government, has steady profits, and plays a key role in railway development. As Indian Railways grows, IRFC is expected to grow too.
Does IRFC pay dividends?
Yes, IRFC pays dividends, with a current dividend yield of around 1.35%.
Why is IRFC important for Indian Railways?
IRFC helps Indian Railways get funds without depending too much on government budgets. This allows faster expansion and modernization of the railway network.
