The Kotak Myntra Credit Card offers exciting benefits, including exclusive discounts and rewards on Myntra, one of India’s leading fashion and lifestyle e-commerce platforms. If you’re interested in applying for this card but don’t have a Kotak Mahindra Bank account or a Customer Reference Number (CRN), don’t worry. This guide will walk you through the steps to successfully apply for the card, even if you’re starting from scratch.
1. Understanding the Kotak Myntra Credit Card
The Kotak Myntra Credit Card is tailored for fashion enthusiasts, offering:
- Exclusive Myntra Discounts: Enjoy special discounts on Myntra purchases.
- Reward Points: Earn reward points for every transaction.
- No Annual Fee: Benefit from offers like the 3-year free card if eligible.
2. Opening a Kotak Mahindra Bank Account
To apply for the Kotak Myntra Credit Card, you first need a Kotak Mahindra Bank account. Follow these steps to open one:
a. Choose the Right Account Type
- Savings Account: For basic banking features.
- Zero Balance Account: For a more flexible option with no minimum balance requirements.
b. Apply Online
- Visit the Kotak Mahindra Bank website or download the Kotak mobile app.
- Complete the online application form with your personal details.
c. Submit Required Documents
- Provide identity proof (Aadhaar card, passport, etc.).
- Submit address proof (utility bills, rental agreement, etc.).
- Upload a passport-sized photograph and PAN card.
d. Verification and Account Opening
- Kotak Mahindra Bank will verify your documents.
- Once approved, you’ll receive your account number and Customer Reference Number (CRN).
3. Finding Your Customer Reference Number (CRN)
Your CRN is necessary for applying for the Myntra card. To find it:
- Online Banking: Log in to your Kotak Net Banking account and check the ‘Profile’ or ‘Account Information’ section.
- Kotak Mobile App: Open the app, go to ‘Account Summary’ or ‘Account Details’.
- Physical Copy: Check your welcome kit or account opening documents.
4. Applying for the Kotak Myntra Credit Card
a. Visit the Myntra Card Application Page
- Go to the Myntra card application page or Kotak Mahindra Bank’s website.
b. Enter Required Details
- Input your CRN number.
- Provide your registered mobile number and email ID.
c. Complete the Application Form
- Fill in additional details such as income, employment status, and address.
d. Submit Application
- Review and submit your application.
5. Post-Application Process
a. Application Review
- Kotak Mahindra Bank will review your application and may request additional documents.
b. Approval and Issuance
- If approved, you’ll receive your Kotak Myntra Credit Card via mail or digitally.
c. Activating Your Card
- Follow the activation instructions provided with your card, usually involving a phone call or online activation.
6. Contacting Customer Support
If you have any issues or questions:
- Phone: Call Kotak Mahindra Bank’s customer service helpline.
- Email: Reach out through their official email support.
- Branch Visit: Visit the nearest Kotak Mahindra Bank branch.
7. Tips for a Smooth Application
- Ensure Accurate Information: Double-check all details to avoid delays.
- Keep Documents Ready: Have all necessary documents in hand.
- Follow Up: If you don’t receive a response within the expected timeframe, follow up with customer support.
Application Process for Kotak Myntra Credit Card
| Step | Description | Details |
|---|---|---|
| 1. Open Kotak Account | Open a Kotak Mahindra Bank account if you don’t have one. | Visit Kotak Mahindra Bank for online application. |
| 2. Obtain CRN | Receive or find your Customer Reference Number (CRN). | Check via online banking, mobile app, or account documents. |
| 3. Access Application | Visit the Myntra card application page or Kotak website. | Use the Myntra card application page or Kotak’s site. |
| 4. Enter Details | Input your CRN, registered mobile number, and email ID. | Ensure all details are accurate to avoid delays. |
| 5. Complete Application | Fill in additional information required, such as income and address. | Provide necessary documents and details. |
| 6. Submit Application | Review and submit your application. | Confirm all details before submission. |
| 7. Post-Application | Await review and approval from Kotak Mahindra Bank. | Check your email or Kotak account for updates. |
| 8. Card Issuance | Receive your Kotak Myntra Credit Card once approved. | Follow instructions for activation. |
| 9. Activate Card | Activate your card through provided methods (online, phone). | Complete the activation process to start using your card. |
Kotak Myntra Credit Card Benefits
The Kotak Myntra Credit Card offers a range of attractive benefits designed to enhance your shopping experience and provide added value. Here’s a quick overview:
| Benefit | Details |
|---|---|
| Welcome Bonus | Receive Myntra credits upon card issuance or your first purchase. |
| Myntra Shopping Discounts | Enjoy extra discounts on Myntra purchases. |
| Reward Points | Earn reward points on every purchase, redeemable for Myntra vouchers. |
| Cashback Offers | Benefit from cashback on specific categories or Myntra transactions. |
| Exclusive Sales | Gain access to exclusive sales and offers on Myntra. |
| Annual Fee Waiver | Get the annual fee waived by meeting the annual spending requirement. |
| Dining Benefits | Enjoy discounts or offers at partner restaurants. |
| Travel Insurance | Receive complimentary travel insurance coverage. |
| Fuel Surcharge Waiver | Waiver on fuel surcharge at select petrol stations. |
| EMI Options | Convert purchases into easy EMIs. |
| Global Acceptance | Use the card internationally for both shopping and transactions. |
Also Read: Indian Oil Kotak Credit Card
(FAQ)
1. Do I need a Kotak Mahindra Bank account to apply for the Kotak Myntra Credit Card?
Yes, you must have a Kotak Mahindra Bank account to apply for the Kotak Myntra Credit Card.
2. How can I get a Customer Reference Number (CRN)?
Your CRN is provided when you open a Kotak Mahindra Bank account. You can find it through Kotak Net Banking, the mobile app, or in your account documents.
3. What if I don’t have a CRN?
You need to open a Kotak Mahindra Bank account first to get a CRN, which you can then use to apply for the Myntra Credit Card.
4. What documents are needed to apply for the Kotak Myntra Credit Card?
Generally, proof of identity, proof of address, and income documents are required. Specific requirements may vary.
5. How do I apply for the Kotak Myntra Credit Card?
Visit the Myntra card application page or Kotak Mahindra Bank’s website, enter your CRN, mobile number, and email ID, and complete the application form.
6. What should I do if I encounter issues during the application process?
Contact Kotak Mahindra Bank’s customer support via phone, email, or visit a branch for assistance.
7. How long does it take to receive the Kotak Myntra Credit Card after applying?
It typically takes a few weeks to receive your card after approval. Updates will be provided via email or your Kotak account.
8. How do I activate my Kotak Myntra Credit Card?
Follow the activation instructions provided with your card, usually through a phone call or online activation.
9. Can I use the Kotak Myntra Credit Card for purchases other than Myntra?
Yes, the card can be used for transactions wherever Visa/Mastercard is accepted.
10. What are the benefits of the Kotak Myntra Credit Card?
Benefits include exclusive Myntra discounts, reward points, and no annual fee if certain conditions are met.
Conclusion
Applying for the Kotak Myntra Credit Card can be a rewarding experience, especially if you’re a fashion enthusiast who frequently shops on Myntra. By opening a Kotak Mahindra Bank account and obtaining your CRN, you’ll be on your way to enjoying the benefits of this exclusive credit card. Follow the steps outlined in this guide for a smooth and successful application process.
